Insurance

We are preferred providers through:

  • Aetna
  • Carpenters Trust
  • Cigna /Great-West Healthcare
  • First Choice Health
  • Group Health
  • HMA
  • Labor & Industries
  • LifeWise
  • Medicare
  • Multiplan
  • Premera Blue Cross (and out of state Blue Cross/Blue Shield plans)
  • Regence Blue Shield
  • Tricare/UHC Military and Veterans (TriWest)

If you are a client with questions about your account, please call our Billing Department at (360) 752-2673.

Can I still go to CorePhysio if you are not a preferred provider for my network?

YES! We are happy to work with clients with other insurance at the out-of-network rate. Out-of-network reimbursement rates may be less than the in-network rate for many plans, resulting in higher out of pocket costs for the client. As a result, we offer out-of-network clients the opportunity to pay on the day of service to receive the private pay discount on their services,

We are not contracted with Community Health Plan, Apple Health, or Molina, and do not accept medical coupons.

How do I check my insurance benefits?

Talk with your health care provider about a prescription to physical therapy for your musculoskeletal condition. As a consumer, you may choose where you receive these services regardless of the referral pad on which the prescription is written. Choose the clinic that best meets your needs, by a physical therapist that specializes in the evaluation and treatment of your specific musculoskeletal condition. Your insurance may not require a physician’s prescription and, although Washington State allows Physical therapist practice without prescription, we prefer for clients to have had a physician’s screen prior to working with us.

Call your insurance company and ask the following questions:

  • Do I need a prescription, referral, or authorization for physical therapy? These terms are often used interchangeably but actually mean very different things!)
  • What is my coverage for out-of-network physical therapy providers?
  • What is your coverage for in-network providers?
  • What is my maximal number of visits or maximal amount of financial coverage per year for physical therapy?

You are responsible for understanding the insurance coverage of your physical therapy treatment, and for paying the remainder of the claim which insurance does not cover.

Why aren't you a preferred provider for every insurance?

We are proud to be preferred providers with a wide range of insurances and provider networks. The amount of detailed information required to secure payment for medical services from numerous insurance companies with different policies is an exceptional task, as is the process to negotiate and obtain a reasonable payment contract. We try to balance this service to our clients and community with the needs and abilities of our business and staff.

We are a small clinic that emphasizes the provision of quality care at a reasonable price for clients who recognize the unique value of our services. Please know that we are sincerely looking forward to providing you with outstanding physical therapy services and that we value the opportunity to work with you.